:root{
  --navy:#16263f;--gold:#d99a2b;--gold-deep:#b87d18;--cream:#faf6ee;--paper:#fff;
  --ink:#23303f;--ink-soft:#4d5a68;--line:#e7ddca;
}
*{box-sizing:border-box;}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--cream);line-height:1.7;font-size:17px;-webkit-font-smoothing:antialiased;}
a{color:var(--gold-deep);}
.ad-bar{background:var(--navy);color:#cdd6e2;text-align:center;font-size:12.5px;letter-spacing:2.5px;text-transform:uppercase;padding:8px 14px;font-weight:600;}
.masthead{background:var(--paper);border-bottom:1px solid var(--line);padding:16px 20px;text-align:center;}
.masthead .home{text-decoration:none;display:inline-block;}
.masthead .kicker{font-size:11px;letter-spacing:4px;text-transform:uppercase;color:var(--gold-deep);font-weight:700;}
.masthead .brand{font-family:Georgia,serif;font-size:24px;font-weight:700;color:var(--navy);margin-top:3px;}
main.legal{max-width:760px;margin:26px auto;background:var(--paper);border:1px solid var(--line);border-radius:14px;box-shadow:0 10px 34px rgba(22,38,63,.10);padding:34px 30px;}
main.legal h1{font-family:Georgia,serif;color:var(--navy);font-size:30px;margin:0 0 18px;}
main.legal h2{font-family:Georgia,serif;color:var(--navy);font-size:20px;margin:26px 0 8px;}
main.legal h3{color:var(--navy);font-size:17px;margin:18px 0 6px;}
main.legal p,main.legal li{margin:0 0 14px;}
main.legal ul{padding-left:20px;}
.verify{background:#fff7d6;border:1px solid #e9d27a;border-radius:8px;padding:10px 14px;color:#7a5b00;}
footer{background:var(--navy);color:#aab6c6;margin-top:30px;padding:32px 22px 42px;font-size:13.5px;}
footer .fwrap{max-width:760px;margin:0 auto;}
footer .ad-tag{text-transform:uppercase;letter-spacing:2px;font-size:11px;color:#7d8aaa;margin-bottom:14px;}
footer nav{display:flex;flex-wrap:wrap;gap:8px 20px;margin-bottom:16px;}
footer nav a{color:#dbe3ef;text-decoration:none;}
footer nav a:hover{color:var(--gold);}
footer .legal-foot{color:#8e9bac;}
footer .legal-foot a{color:#dbe3ef;}
@media(max-width:600px){main.legal{padding:24px 18px;}main.legal h1{font-size:25px;}}